Convert your Discover statement to Excel, QBO & Xero
Credit card statements convert to a reconciled Excel file, QuickBooks CSV, or Xero CSV in about a minute: free, no signup, no watermark.
Convert a statement
Tap to upload a statement or a photo of oneDrag & drop a statement, or click to browse
PDF, JPG, or PNG, up to 25MB
What we extract from a Discover statement
Discover statements in our library are credit card statements, and the template is built to walk through a Discover card statement section by section: purchases, payments, and (the part that matters most for bookkeeping) fee and interest line items.
Those fee and interest charges are pulled out as their own line items rather than folded into a single "other charges" total, which matters if you're categorizing transactions afterward: a late fee and an interest charge are different accounts on your books, and keeping them separate in the export means you don't have to go back to the PDF to split them apart yourself.
Fees and interest count toward the total we compare with the new balance Discover printed, so a misread late fee shows up as a dollar difference before export.
Exports and retention
Excel, QuickBooks CSV (3-column and 4-column), and Xero CSV, free up to 3 pages a day with no signup and no watermark. Scans, photos, and password-protected PDFs work, and your file is deleted the moment parsing completes: see our security page, or a sample export.
Discover statement conversion: FAQ
Are Discover fee and interest charges broken out separately in the export?
Yes. Fee and interest line items on a Discover statement are extracted as their own rows rather than combined into one lump total, so they're already separated for categorization.
Does the reconciliation check catch a missed Discover transaction?
Yes. We sum every transaction extracted from your Discover statement (including fees and interest) and compare it to the new balance Discover printed. Any mismatch shows up as an exact dollar figure before you export.
Do you support password-protected Discover statement PDFs?
Yes, and the password is never stored or logged. It's used only in memory for that one conversion.
Is Xero CSV export available for Discover statements on the free tier?
Yes. Xero CSV, along with QuickBooks CSV (3-column and 4-column) and Excel, is included free with no signup and no watermark.
Ready to convert your Discover statement?
Statement Balance is an independent tool and is not affiliated with, endorsed by, or sponsored by Discover. Discover and its logo are trademarks of their respective owners.
Last updated July 22, 2026.