Convert your Apple Card statement to Excel, QBO & Xero
Credit card statements convert to a reconciled Excel file, QuickBooks CSV, or Xero CSV in about a minute — free, no signup, no watermark.
What we extract from an Apple Card statement
Apple Card statements are credit card statements, and our template is built around Apple Card's particular monthly layout — purchases, payments, and Daily Cash entries all read as their own line items so the cash-back amounts Apple prints don't get merged into ordinary purchase rows.
One honest limitation: some older Apple Card statements from 2021–2022 used an installment-plan layout for Apple-financed purchases that our automatic reconciliation doesn't always handle cleanly. Rather than silently exporting a total we're not confident in, we flag those statements for manual review instead. Modern Apple Card statements don't have this issue and reconcile automatically like any other card statement.
We check the math before you export
Every modern Apple Card statement we convert — purchases, payments, and Daily Cash included — is summed and checked against the new balance Apple printed for that period. If it matches, you get a Balanced result before you export; if it doesn't, we show the exact dollar difference. For the older 2021–2022 installment-plan layout mentioned above, that automatic check may not run cleanly, and we tell you so and flag the statement for review rather than exporting a number we can't stand behind.
Exports, OCR, and zero retention
Every Apple Card statement converts to Excel (XLSX), QuickBooks CSV in both 3-column and 4-column formats, and Xero CSV — all on the free tier, with no signup and no watermark, up to 3 pages a day.
Scanned PDFs and photos (JPG or PNG) of Apple Card statements are OCR'd automatically. Password-protected PDFs are supported too — the password is used only for that one conversion and is never stored or logged.
Retention is zero by design: your Apple Card statement file is deleted the moment parsing completes. See exactly how that works, including how we handle passwords, on our security page.
Apple Card statement conversion — FAQ
Is Daily Cash pulled out as its own line item?
Yes. Daily Cash entries on an Apple Card statement are extracted separately from ordinary purchases rather than merged into one column.
Do older Apple Card statements with installment plans reconcile automatically?
Not always. Some older Apple Card statements from 2021–2022 used an installment-plan layout for Apple-financed purchases that our automatic reconciliation may not handle cleanly — those get flagged for manual review instead of a silent export. Modern Apple Card statements are unaffected and reconcile automatically.
Can I upload a screenshot of my Apple Card statement instead of the PDF?
Yes. Photos (JPG or PNG) and scanned PDFs are run through OCR automatically.
Does the free tier cover QuickBooks and Xero exports for Apple Card?
Yes. Excel, QuickBooks CSV (3-column and 4-column), and Xero CSV are all free, with no signup and no watermark.
Ready to convert your Apple Card statement?
No account, no watermark, and a reconciliation check that catches conversion errors before you ever download a file.
SoFlo360 Statements is an independent tool and is not affiliated with, endorsed by, or sponsored by Apple Card. Apple Card and its logo are trademarks of their respective owners.
Last updated July 11, 2026.