S

Convert your Bank of America statement to Excel, QBO & Xero

Checking, savings, and credit card statements convert to a reconciled Excel file, QuickBooks CSV, or Xero CSV in about a minute — free, no signup, no watermark.

What we extract from a Bank of America statement

Bank of America is covered by two dedicated templates in our engine: one built for deposit-account statements (checking and savings) and a separate one for Bank of America credit card statements. You just upload the PDF or image — the matching template is selected automatically.

Because the deposit-account and credit-card layouts are read by purpose-built templates rather than a single one-size-fits-all parser, the transaction descriptions, dates, and amounts extracted from a Bank of America statement land in the columns you'd expect for that statement type, whether that's a checking register or a card's purchase and payment history.

We check the math before you export

Every Bank of America statement we convert — deposit account or credit card — is summed line by line and checked against the totals printed on that statement before export. A checking or savings statement is checked against its own ending balance; a credit card statement is checked against its new balance. Either way, if the numbers don't match, we surface the exact dollar delta instead of quietly exporting a file with a dropped or misread row.

Exports, OCR, and zero retention

Every Bank of America statement converts to Excel (XLSX), QuickBooks CSV in both 3-column and 4-column formats, and Xero CSV — all on the free tier, with no signup and no watermark, up to 3 pages a day.

Scanned PDFs and photos (JPG or PNG) of Bank of America statements are OCR'd automatically. Password-protected PDFs are supported too — the password is used only for that one conversion and is never stored or logged.

Retention is zero by design: your Bank of America statement file is deleted the moment parsing completes. See exactly how that works, including how we handle passwords, on our security page.

Bank of America statement conversion — FAQ

Does one upload handle both Bank of America checking and credit card statements?

Yes. We have separate templates for Bank of America deposit-account statements (checking and savings) and Bank of America credit card statements, and the correct one is picked automatically based on what you upload.

How do you catch a misread transaction on a Bank of America statement?

Every statement is reconciled against its own printed totals before you can export. If our extracted total doesn't match what's printed on the statement, we show you the exact dollar difference instead of a file that just looks fine.

Do you support password-protected Bank of America PDFs?

Yes. If your Bank of America PDF is encrypted, we'll ask for the password. It's used only for that one conversion and is never stored or logged.

Is there a charge to export Bank of America statements to QuickBooks or Xero?

No. Excel, QuickBooks CSV (3-column and 4-column), and Xero CSV are all included on the free tier, with no signup and no watermark.

Ready to convert your Bank of America statement?

No account, no watermark, and a reconciliation check that catches conversion errors before you ever download a file.

SoFlo360 Statements is an independent tool and is not affiliated with, endorsed by, or sponsored by Bank of America. Bank of America and its logo are trademarks of their respective owners.

Last updated July 11, 2026.