Convert your Citi statement to Excel, QBO & Xero
Credit card statements convert to a reconciled Excel file, QuickBooks CSV, or Xero CSV in about a minute — free, no signup, no watermark.
What we extract from a Citi statement
Citi is another credit-card-only entry in our template library — there's no Citi checking layout here, just card statements — so the template is built around the sections a Citi card statement actually uses: purchases, payments, fees, interest, and balance transfers.
That last one is the part worth calling out. Balance transfers show up on a Citi statement as their own line items, separate from ordinary purchases, and a naive parser can either miss them or count the same dollar amount twice — once as a transfer in and once as a purchase. Our Citi template classifies balance-transfer line items as what they are, so they land in your export correctly rather than inflating your totals.
We check the math before you export
Every Citi statement we convert — purchases, payments, fees, interest, and balance transfers alike — is summed and checked against the new balance printed on that statement. Because balance transfers are classified correctly instead of being double-counted, the total we check against Citi's own printed figure is the real one. If anything still doesn't line up, we show you the exact dollar difference before you export.
Exports, OCR, and zero retention
Every Citi statement converts to Excel (XLSX), QuickBooks CSV in both 3-column and 4-column formats, and Xero CSV — all on the free tier, with no signup and no watermark, up to 3 pages a day.
Scanned PDFs and photos (JPG or PNG) of Citi statements are OCR'd automatically. Password-protected PDFs are supported too — the password is used only for that one conversion and is never stored or logged.
Retention is zero by design: your Citi statement file is deleted the moment parsing completes. See exactly how that works, including how we handle passwords, on our security page.
Citi statement conversion — FAQ
How does the conversion handle a Citi balance transfer on my statement?
Balance-transfer line items on a Citi statement are classified correctly rather than being counted as an ordinary purchase, so they aren't double-counted in your export or in the reconciliation total.
Are Citi fee and interest charges captured separately?
Yes. Fees, interest, purchases, payments, and balance transfers are all read as their own line items from a Citi statement.
Can I upload a scanned Citi statement instead of a digital PDF?
Yes. Scanned PDFs and photos of Citi statements are OCR'd automatically as part of the conversion.
Does converting a Citi statement to Excel or QuickBooks cost anything?
No. Excel, QuickBooks CSV (3-column and 4-column), and Xero CSV are all free, with no signup and no watermark on the free tier.
Ready to convert your Citi statement?
No account, no watermark, and a reconciliation check that catches conversion errors before you ever download a file.
SoFlo360 Statements is an independent tool and is not affiliated with, endorsed by, or sponsored by Citi. Citi and its logo are trademarks of their respective owners.
Last updated July 11, 2026.